American Express Blue Cash Everyday Guide

35 data points

Date

2026-06-01fromRedditReddit

Giftcard Purchased

No

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1ttt0hl/data_point_chase_freedom_unlimited_5x_grocerygas/op4rj3v/ - Amex BCE counts Walmart neighborhood markets as groceries for 3%.Read more

Date

2026-04-28fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.turbotax.com

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2309591 - BCE gave 1% back when paying state filing fee in TurboTax desktop softwareRead more

Date

2026-03-31fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://davidprotein.com/

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2288872 - PayPal does NOT earn 3%, appeared on statement as LINUSTECHNORead more
Online Retail

Date

2026-03-26

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

50 USD3% Cash Back

Rewards

1.5 USD

Other

Date

2026-03-12fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2275915 - Verizon – purchase phone accessories does NOT earn 3%Read more
Online Retail

Date

2026-01-05fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.petco.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2221969 - I made a purchase on Petco.com and it received the “online” 3% CB rateRead more

Date

2025-11-01fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.giftcards.com

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2179374 - Since September 1st 2025, BCE/Paypal has only earned 1% back on Giftcards.com transactions.Read more
Online Retail

Date

2025-10-04fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.giftcards.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2160058 - The first transaction earned 3%Read more
Online Retail

Date

2025-10-04fromDoctor of CreditDoctor of Credit

Giftcard Purchased

Visa

Purchase Type

🌐

Online Purchase

https://www.giftcards.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2160058 - Tried purchasing an open-loop Visa from Giftcards.com with my BCE & PaypalRead more

Weee

USA

Grocery

Date

2025-09-18

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Online Retail

Date

2025-08-07fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.napaonline.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2114057 - Purchasing from NAPAonline.com gave 3% backRead more
Grocery

Date

2025-07-10fromRedditReddit

Giftcard Purchased

No

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1lwetgn/list_of_grocery_stores_with_an_instore_method_for/n2g37k6/ - Safeway using Paypal Show to Pay with Amex BCE codes as grocery.Read more

Worx

USA

Online Retail

Date

2025-06-11fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.worx.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2076248 - Purchasing from Worx.com gave 3% backRead more
Other

Date

2025-05-24fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.cardcash.com/

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2066979 - Cardcash did not count as 3%Read more

GXS

USA

Other

Date

2025-05-24fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://gcx.app/

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2066979 - buying multiple cards on for same retailer did notRead more

GXS

USA

Online Retail

Date

2025-05-24fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://gcx.app/

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2066979 - Buying single card on GCX counted as 3% onlineRead more
Other

Date

2025-04-25fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://bandcamp.com/

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2049745 - Purchasing music from Bandcamp gave 1% backRead more
Online Shopping

Date

2025-04-11fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/payments-workshop/Read more
Online Shopping

Date

2025-04-11fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.adt.com/

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/payments-workshop/Read more

Date

2025-04-02fromRedditReddit

Giftcard Purchased

No

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1i1pt8w/comment/m79i96s/Read more
Other

Date

2025-02-16fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2005858 - Beach Camera pays 3%Read more
Supermarket

Date

2025-02-13

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Online Retail

Date

2025-02-11fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.turbotax.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-2002697 - BCE gave 3% back when paying for TurboTax Online at TurboTax.comRead more
Other

Date

2024-12-22fromDoctor of CreditDoctor of Credit

Giftcard Purchased

Gift Card

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1973779 - Buying a gift card in the Pepper app with BCE gave 3% backRead more
Online Retail

Date

2024-12-14fromDoctor of CreditDoctor of Credit

Giftcard Purchased

giftcards.com

Purchase Type

🌐

Online Purchase

https://www.giftcards.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1969927 - Have purchased both closed-loop cards and giftcards.com’s own-brand giftcard successfullyRead more
Online Retail

Date

2024-12-14fromDoctor of CreditDoctor of Credit

Giftcard Purchased

Gift Card

Purchase Type

🌐

Online Purchase

https://www.giftcards.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1969927 - Giftcards.com paid via Paypal gives 3% backRead more
Online Retail

Date

2024-12-11fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.dickies.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1968320 - DuluthTrading.com and Dickies.com both gave 3% backRead more
Online Retail

Date

2024-12-11fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.duluthtrading.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1968320 - DuluthTrading.com and Dickies.com both gave 3% backRead more
Other

Date

2024-11-07fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.walmart.com

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1946623 - Ordered at Walmart.com and did an in-store pickup on a clothing item, received 0% backRead more
Online Retail

Date

2024-10-26fromDoctor of CreditDoctor of Credit

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.airfiltersdelivered.com

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3-with-american-express-blue-cash-everyday-card/#comment-1938836 - AirFiltersDelivered.com paid via Paypal only gave 1%Read more
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Quick Rewards Guide for American Express Blue Cash Everyday

💡 Primary Spending Category: The community most frequently reports using the American Express Blue Cash Everyday for "Online Retail" transactions as well as for "Other & Grocery".

🚀 Top Earning Rate: Verified community purchases show this card earning up to 3% cash back on high-reward category transactions.

🛒 Verified Merchants: Swipe Smart users have successfully logged card data points at popular stores including Walmart Neighborhood Market, State filing fee from TurboTax, David Protein, Amazon. Checking merchant coding prior to shopping ensures you trigger top tier category multipliers.

Frequently Asked Questions

Q:What are the best categories to use the Blue Cash Everyday for?

Based on verified community transactions, the American Express Blue Cash Everyday yields the best return when used for "Online Retail" transactions, followed closely by "Other, Grocery".

Q:How do I ensure I get maximum points or cash back with this card?

Credit card rewards depend on the store’s Merchant Category Code (MCC). Always check Swipe Smart before purchase to verify how the retailer is registered (e.g. as groceries, dining, or travel) to ensure the transaction triggers the card’s multiplier categories.

Q:Does payment method (like Apple Pay or PayPal) affect the coding?

Yes. Paying through digital wallets like Apple Pay usually preserves the merchant's original category code. However, payment processors like PayPal or third-party delivery apps (e.g., Instacart, UberEats) may alter the merchant category code, sometimes overriding your card's standard multipliers.