Staples.com Rewards Guide

2 data points

Top 2 Credit Cards by Earning Rate at Staples.com

ChaseInk Business Cash
500% cash backWith Bonus Earning
CitiThankYou Mastercard
1X ThankYou points
Other

Date

2026-07-14fromFlyerTalkFlyerTalk↗

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.staples.com

Reward Details

Amount

Earning Rate

100 USD1X

Rewards

100 ThankYou Points

Additional Notes

Confirmed in Flyertalk - https://www.flyertalk.com/forum/37840414-post821.html - Staples.com purchases do not count for RetailRead more
Office Supply Store

Date

2026-01-20fromRedditReddit↗

Giftcard Purchased

Airbnb

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD500% Cash Back (With Bonus Earning)

Rewards

500 USD

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1qhnyd0/which_card_has_the_highest_rewards_for_airbnb/o0m8n6q/ - Get an Ink Cash and use it at Staple online to buy AirBnB gift cards (5x).Read more

Quick Rewards Guide for Staples.com

💡 Top Performing Card: The community-verified best credit card for Staples.com purchases is the Chase Ink Business Cash. Transactions on this card consistently earn 500% cash back (With Bonus Earning) by coding in the "Office Supply Store" category.

🔍 Merchant Category Coding (MCC): Staples.com transactions most frequently code as "Other" (or sometimes "Office Supply Store"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Staples.com, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Staples.com code as on credit cards?

Based on community data points, Staples.com transactions primarily code under the "Other" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Staples.com?

The Chase Ink Business Cash is highly recommended, as it has been verified to earn 500% cash back (With Bonus Earning) on Staples.com. Any card offering 3% or more cash back (or 3x points) on "Other" purchases will also deliver excellent value.

Q:Does Staples.com code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Staples.com usually codes as "Other" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.