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Staples Rewards Guide

📊2 community entries

💳 Top Credit Card by Earning Rate at Staples

CitiShop Your Way Mastercard
1% cash back

Staples

USA

Retail

Date

2025-09-24

Giftcard Purchased

Visa

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

300 USD1% Cash Back

Rewards

3000 Shop Your Way Points

Staples

USA

Office Supplies And Printing

Date

2025-09-20

Giftcard Purchased

Visa

Purchase Type

🌐

Online Purchase

https://www.staples.com

Reward Details

Amount

Earning Rate

500 USD1% Cash Back

Rewards

5000 Shop Your Way Points

Quick Rewards Guide for Staples

💡 Top Performing Card: The community-verified best credit card for Staples purchases is the Citi Shop Your Way Mastercard. Transactions on this card consistently earn 1% cash back by coding in the "Retail" category.

🔍 Merchant Category Coding (MCC): Staples transactions most frequently code as "Retail" (or sometimes "Office Supplies And Printing"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Staples, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Staples code as on credit cards?

Based on community data points, Staples transactions primarily code under the "Retail" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Staples?

The Citi Shop Your Way Mastercard is highly recommended, as it has been verified to earn 1% cash back on Staples. Any card offering 3% or more cash back (or 3x points) on "Retail" purchases will also deliver excellent value.

Q:Does Staples code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Staples usually codes as "Retail" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.