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Rei Rewards Guide

2 data points

Top 2 Credit Cards by Earning Rate at Rei

Bank of AmericaCustomized Cash Rewards
3% cash back
ChaseFreedom Flex
1X Ultimate Rewards points

REI

USA

Sporting Goods Stores

Date

2025-11-29

Giftcard Purchased

No

Purchase Type

🛒

In-Store Purchase

Reward Details

Amount

Earning Rate

100 USD1X

Rewards

100 Ultimate Rewards Points

REI

USA

Online Shopping

Date

2025-05-17fromDoctor of CreditDoctor of Credit↗

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.rei.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3x-with-bank-of-america-cash-rewards/#comment-2062987 - Work for me at spree.com, luckyland slots.com and wow vegas .com , no cash advance or foreign transcation feeRead more

Quick Rewards Guide for Rei

💡 Top Performing Card: The community-verified best credit card for Rei purchases is the Bank of America Customized Cash Rewards. Transactions on this card consistently earn 3% cash back by coding in the "Online Shopping" category.

🔍 Merchant Category Coding (MCC): Rei transactions most frequently code as "Sporting Goods Stores" (or sometimes "Online Shopping"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Rei, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Rei code as on credit cards?

Based on community data points, Rei transactions primarily code under the "Sporting Goods Stores" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Rei?

The Bank of America Customized Cash Rewards is highly recommended, as it has been verified to earn 3% cash back on Rei. Any card offering 3% or more cash back (or 3x points) on "Sporting Goods Stores" purchases will also deliver excellent value.

Q:Does Rei code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Rei usually codes as "Sporting Goods Stores" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.