1 data point
| Posted At | Retailer | Card | Category | Rewards | |
|---|---|---|---|---|---|
2026-01-29 | 🛒In-Store•USA | Dining Bonus from 1Q 5% cat: Dining | 7X (With Bonus Earning) 131.67Ultimate Rewards Points($18.81) |
USA
Reward Details
Amount
Earning Rate
Rewards
131.67 Ultimate Rewards Points
Additional Notes (with proof attached)
Bonus from 1Q 5% cat: Dining
💡 Top Performing Card: The community-verified best credit card for Chick-fil-a purchases is the Chase Freedom Flex. Transactions on this card consistently earn 7X Ultimate Rewards points (With Bonus Earning) by coding in the "Dining" category.
🔍 Merchant Category Coding (MCC): Chick-fil-a transactions most frequently code as "Dining". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at Chick-fil-a, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Based on community data points, Chick-fil-a transactions primarily code under the "Dining" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
The Chase Freedom Flex is highly recommended, as it has been verified to earn 7X Ultimate Rewards points (With Bonus Earning) on Chick-fil-a. Any card offering 3% or more cash back (or 3x points) on "Dining" purchases will also deliver excellent value.
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Chick-fil-a usually codes as "Dining" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.
