1 data point
| Posted At | Retailer | Card | Category | Rewards | |
|---|---|---|---|---|---|
2025-10-27 | 🛒In-Store•USA | Wholesale Clubs 📝Excluded from Chase department store category — earns 1 point instead of the Q4 5% department store bonus.Read more | 1X 50Ultimate Rewards Points($50.00) |
USA
Reward Details
Amount
Earning Rate
Rewards
50 Ultimate Rewards Points
Additional Notes
💡 Top Performing Card: The community-verified best credit card for Bjs purchases is the Chase Freedom Flex. Transactions on this card consistently earn 1X Ultimate Rewards points by coding in the "Wholesale Clubs" category.
🔍 Merchant Category Coding (MCC): Bjs transactions most frequently code as "Wholesale Clubs". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at Bjs, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Based on community data points, Bjs transactions primarily code under the "Wholesale Clubs" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
The Chase Freedom Flex is highly recommended, as it has been verified to earn 1X Ultimate Rewards points on Bjs. Any card offering 3% or more cash back (or 3x points) on "Wholesale Clubs" purchases will also deliver excellent value.
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Bjs usually codes as "Wholesale Clubs" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.
