2 data points
| Posted At | Retailer | Card | Category | Rewards | |
|---|---|---|---|---|---|
•China | 携程国内机票可以uar，但携程把3%手续费先加进总价了 | 3X 300Altitude Points($100.00) | |||
📱App•China | DP: UAR可以 给了3X | 3X 300Altitude Points($100.00) |
Bank & Card
Date
Giftcard Purchased
Purchase Type
Online Purchase
https://www.ctrip.com
Reward Details
Amount
Earning Rate
Rewards
300 Altitude Points
Additional Notes
携程国内机票可以uar，但携程把3%手续费先加进总价了
Reward Details
Amount
Earning Rate
Rewards
300 Altitude Points
Additional Notes
DP: UAR可以 给了3X
💡 Primary Spending Category: The community most frequently reports using the US Bank Altitude Reserve for "Travel" transactions.
🚀 Top Earning Rate: Verified community purchases show this card earning up to 3X points on high-reward category transactions.
🛒 Verified Merchants: Swipe Smart users have successfully logged card data points at popular stores including Ctrip, 12306. Checking merchant coding prior to shopping ensures you trigger top tier category multipliers.
Based on verified community transactions, the US Bank Altitude Reserve yields the best return when used for "Travel" transactions.
Credit card rewards depend on the store’s Merchant Category Code (MCC). Always check Swipe Smart before purchase to verify how the retailer is registered (e.g. as groceries, dining, or travel) to ensure the transaction triggers the card’s multiplier categories.
Yes. Paying through digital wallets like Apple Pay usually preserves the merchant's original category code. However, payment processors like PayPal or third-party delivery apps (e.g., Instacart, UberEats) may alter the merchant category code, sometimes overriding your card's standard multipliers.
Complete summary of how every tested merchant codes and earns rewards on the US Bank Altitude Reserve.
