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Youtube Premium Rewards Guide

2 data points

Top 2 Credit Cards by Earning Rate at Youtube Premium

ChaseInk Cash
100% cash back
ChaseSapphire Preferred
3X Ultimate Rewards points

YouTube Premium

USA

Streaming

Date

2026-03-12

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.youtube.com/premium

Reward Details

Amount

Earning Rate

100 USD3X

Rewards

300 Ultimate Rewards Points

Additional Notes

Confirmed from Chase Website - https://www.chase.com/personal/credit-cards/rewards-category-faqRead more

YouTube Premium

USA

Streaming

Bank & Card

USA flag

Chase Ink Cash

Date

2025-04-11fromDoctor of CreditDoctor of Credit↗

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

Reward Details

Amount

Earning Rate

100 USD100%

Rewards

100 Cash

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/payments-workshop/Read more

Quick Rewards Guide for Youtube Premium

💡 Top Performing Card: The community-verified best credit card for Youtube Premium purchases is the Chase Ink Cash. Transactions on this card consistently earn 100% cash back by coding in the "Streaming" category.

🔍 Merchant Category Coding (MCC): Youtube Premium transactions most frequently code as "Streaming". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Youtube Premium, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Youtube Premium code as on credit cards?

Based on community data points, Youtube Premium transactions primarily code under the "Streaming" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Youtube Premium?

The Chase Ink Cash is highly recommended, as it has been verified to earn 100% cash back on Youtube Premium. Any card offering 3% or more cash back (or 3x points) on "Streaming" purchases will also deliver excellent value.

Q:Does Youtube Premium code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Youtube Premium usually codes as "Streaming" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.