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Uber Eats Rewards Guide

4 data points

Top 4 Credit Cards by Earning Rate at Uber Eats

Bank of AmericaCustomized Cash Rewards
5.25% cash backWith Bonus Earning
American ExpressGold Card
4X Membership Rewards points
ChaseSapphire Preferred
3X Ultimate Rewards points
CitiShop Your Way Mastercard
3% cash back

Uber Eats

USA

Dining

Date

2026-03-11

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

20 USD3X

Rewards

60 Ultimate Rewards Points

Uber Eats

USA

Online purchaseRestaurants

Date

2025-09-24

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

30 USD3% Cash Back

Rewards

900 Shop Your Way Points

Uber Eats

USA

Online Shopping

Date

2025-04-22fromRedditReddit↗

Giftcard Purchased

No

Purchase Type

📱

App Purchase

https://www.ubereats.com

Reward Details

Amount

Earning Rate

100 USD5.25% Cash Back (With Bonus Earning)

Rewards

5.25 USD

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1k4wzbb/best_card_for_instacart_costco/moghq7c/Read more

Uber Eats

USA

Restaurants

Date

2025-01-02fromRedditReddit↗

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD4X

Rewards

400 Membership Rewards Points

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/amex/comments/1hrz48u/do_uber_eats_etc_code_as_a_restaurant_for_amex/m51e8bu/Read more

Quick Rewards Guide for Uber Eats

💡 Top Performing Card: The community-verified best credit card for Uber Eats purchases is the Bank of America Customized Cash Rewards. Transactions on this card consistently earn 5.25% cash back (With Bonus Earning) by coding in the "Online Shopping" category.

🔍 Merchant Category Coding (MCC): Uber Eats transactions most frequently code as "Dining" (or sometimes "Restaurants,online purchase / Online Shopping / Restaurants"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Uber Eats, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Uber Eats code as on credit cards?

Based on community data points, Uber Eats transactions primarily code under the "Dining" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Uber Eats?

The Bank of America Customized Cash Rewards is highly recommended, as it has been verified to earn 5.25% cash back (With Bonus Earning) on Uber Eats. Any card offering 3% or more cash back (or 3x points) on "Dining" purchases will also deliver excellent value.

Q:Does Uber Eats code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Uber Eats usually codes as "Dining" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.