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Revolut Rewards Guide

1 data point

Top Credit Card by Earning Rate at Revolut

Bank of AmericaCustomized Cash Rewards
1% cash back

Revolut

USA

Other

Date

2025-03-27fromDoctor of CreditDoctor of Credit↗

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.revolut.com

Reward Details

Amount

Earning Rate

100 USD1% Cash Back

Rewards

1 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3x-with-bank-of-america-cash-rewards/#comment-2032700 - I funded my Rev accounts using my CCR Visa and it DID NOT qualify for the higher “online” CB rateRead more

Quick Rewards Guide for Revolut

💡 Top Performing Card: The community-verified best credit card for Revolut purchases is the Bank of America Customized Cash Rewards. Transactions on this card consistently earn 1% cash back by coding in the "Other" category.

🔍 Merchant Category Coding (MCC): Revolut transactions most frequently code as "Other". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Revolut, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Revolut code as on credit cards?

Based on community data points, Revolut transactions primarily code under the "Other" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Revolut?

The Bank of America Customized Cash Rewards is highly recommended, as it has been verified to earn 1% cash back on Revolut. Any card offering 3% or more cash back (or 3x points) on "Other" purchases will also deliver excellent value.

Q:Does Revolut code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Revolut usually codes as "Other" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.