📊1 community entry
| Posted At | Retailer | Card | Category | Amount | Rewards | |
|---|---|---|---|---|---|---|
| 2026-01-15 | Online•USA | Retailer | $100.00 | 6% Cash Back (With Bonus Earning) 6USD |
Date
2026-01-15
Giftcard Purchased
Purchase Type
Online Purchase
https://www.rh.com/
Reward Details
Amount
Earning Rate
Rewards
6 USD
💡 Top Performing Card: The community-verified best credit card for Restoration Hardware purchases is the U.S. Bank Shopper Cash Rewards Visa Signature. Transactions on this card consistently earn 6% cash back (With Bonus Earning) by coding in the "Retailer" category.
🔍 Merchant Category Coding (MCC): Restoration Hardware transactions most frequently code as "Retailer". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at Restoration Hardware, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Based on community data points, Restoration Hardware transactions primarily code under the "Retailer" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
The U.S. Bank Shopper Cash Rewards Visa Signature is highly recommended, as it has been verified to earn 6% cash back (With Bonus Earning) on Restoration Hardware. Any card offering 3% or more cash back (or 3x points) on "Retailer" purchases will also deliver excellent value.
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Restoration Hardware usually codes as "Retailer" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.
