Which credit card is best for Meituan(美团) purchase?

Based on community data, the Capital One Savor Rewards is the best credit card for Meituan(美团), with verified data points showing an earning rate of 0.03X miles.

Best credit card to use at Meituan(美团)

To maximize rewards at Meituan(美团), use a card like the Savor Rewards. Many users report it codes as Dining, allowing you to earn top rewards.

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Meituan(美团) Rewards Guide

📊1 community entry

Posted At	Retailer	Card	Category	Amount	Rewards
2026-05-17	Meituan(美团) App•China	Capital One Savor Rewards via Alipay	Dining	$50.00	3% Cash Back 1.5USD

Meituan(美团)

China

Dining

Bank & Card

Capital One Savor Rewards(Alipay)

Date

2026-05-17

Giftcard Purchased

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

50 USD3% Cash Back

Rewards

1.5 USD

Quick Rewards Guide for Meituan(美团)

💡 Top Performing Card: The community-verified best credit card for Meituan(美团) purchases is the Capital One Savor Rewards. Transactions on this card consistently earn 0.03X miles by coding in the "Dining" category.

🔍 Merchant Category Coding (MCC): Meituan(美团) transactions most frequently code as "Dining". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Meituan(美团), checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Meituan(美团) code as on credit cards?

Based on community data points, Meituan(美团) transactions primarily code under the "Dining" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Meituan(美团)?

The Capital One Savor Rewards is highly recommended, as it has been verified to earn 0.03X miles on Meituan(美团). Any card offering 3% or more cash back (or 3x points) on "Dining" purchases will also deliver excellent value.

Q:Does Meituan(美团) code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Meituan(美团) usually codes as "Dining" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.