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Meituan Rewards Guide

4 data points

Top 2 Credit Cards by Earning Rate at Meituan

ChaseSapphire Preferred
3X Ultimate Rewards points
Bank of AmericaCustomized Cash Rewards
3% cash back

Meituan

China

Shopping

Bank & Card

USA flag

Chase Sapphire Preferredvia WeChat Pay logoWeChat Pay

Date

2026-10-14

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

25 USD1X

Rewards

25 Ultimate Rewards Points

Additional Notes

Bought Dining deals on Meituan app at a restaurantRead more

Meituan

China

Miscellaneous General Merchandise

Bank & Card

USA flag

Chase Sapphire Preferredvia WeChat Pay logoWeChat Pay

Date

2026-09-26

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

25.17 USD1X

Rewards

25.17 Ultimate Rewards Points

Additional Notes

餐厅团购

Meituan

China

Online Shopping

Date

2024-11-12

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

30 USD3% Cash Back

Rewards

0.9 USD

Additional Notes

Paid through wechat pay or alipay

Meituan

China

Dining

Date

2024-10-12

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

7.11 USD3X

Rewards

21.33 Ultimate Rewards Points

Quick Rewards Guide for Meituan

💡 Top Performing Card: The community-verified best credit card for Meituan purchases is the Bank of America Customized Cash Rewards. Transactions on this card consistently earn 3% cash back by coding in the "Online Shopping" category.

🔍 Merchant Category Coding (MCC): Meituan transactions most frequently code as "Shopping" (or sometimes "Miscellaneous General Merchandise / Online Shopping / Dining"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Meituan, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Meituan code as on credit cards?

Based on community data points, Meituan transactions primarily code under the "Shopping" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Meituan?

The Bank of America Customized Cash Rewards is highly recommended, as it has been verified to earn 3% cash back on Meituan. Any card offering 3% or more cash back (or 3x points) on "Shopping" purchases will also deliver excellent value.

Q:Does Meituan code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Meituan usually codes as "Shopping" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.