Grubhub Rewards Guide
1 data point
Top Credit Card by Earning Rate at Grubhub
Quick Rewards Guide for Grubhub
💡 Top Performing Card: The community-verified best credit card for Grubhub purchases is the American Express Business Gold. Transactions on this card consistently earn 4X Membership Rewards points by coding in the "Restaurants" category.
🔍 Merchant Category Coding (MCC): Grubhub transactions most frequently code as "Restaurants". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at Grubhub, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Frequently Asked Questions
Q:What category does Grubhub code as on credit cards?
Based on community data points, Grubhub transactions primarily code under the "Restaurants" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
Q:Which credit card is best to use at Grubhub?
The American Express Business Gold is highly recommended, as it has been verified to earn 4X Membership Rewards points on Grubhub. Any card offering 3% or more cash back (or 3x points) on "Restaurants" purchases will also deliver excellent value.
Q:Does Grubhub code differently depending on the card network?
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Grubhub usually codes as "Restaurants" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.