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Crate and Barrel Rewards Guide

2 data points

Top 2 Credit Cards by Earning Rate at Crate and Barrel

U.S. BankShopper Cash Rewards Visa Signature
6% cash backWith Bonus Earning
Bank of AmericaCustomized Cash Rewards
3% cash backWith Bonus Earning

Crate and Barrel

USA

Retailer

Date

2026-01-15

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.crateandbarrel.com/

Reward Details

Amount

Earning Rate

100 USD6% Cash Back (With Bonus Earning)

Rewards

6 USD

Additional Notes

Listed - https://www.usbank.com/credit-cards/shopper-cash-rewards-visa-signature-credit-card.htmlRead more

Crate and Barrel

USA

Online Shopping

Date

2025-01-30fromRedditReddit↗

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

Reward Details

Amount

Earning Rate

50 USD3% Cash Back (With Bonus Earning)

Rewards

1.5 USD

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1ic2vy7/comment/m9n4i2t/Read more

Quick Rewards Guide for Crate and Barrel

💡 Top Performing Card: The community-verified best credit card for Crate and Barrel purchases is the U.S. Bank Shopper Cash Rewards Visa Signature. Transactions on this card consistently earn 6% cash back (With Bonus Earning) by coding in the "Retailer" category.

🔍 Merchant Category Coding (MCC): Crate and Barrel transactions most frequently code as "Retailer" (or sometimes "Online Shopping"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Crate and Barrel, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Crate and Barrel code as on credit cards?

Based on community data points, Crate and Barrel transactions primarily code under the "Retailer" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Crate and Barrel?

The U.S. Bank Shopper Cash Rewards Visa Signature is highly recommended, as it has been verified to earn 6% cash back (With Bonus Earning) on Crate and Barrel. Any card offering 3% or more cash back (or 3x points) on "Retailer" purchases will also deliver excellent value.

Q:Does Crate and Barrel code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Crate and Barrel usually codes as "Retailer" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.