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Booking Rewards Guide

4 data points

Top 3 Credit Cards by Earning Rate at Booking

Bank of AmericaCustomized Cash Rewards
5.25% cash backWith Bonus Earning
CitiShop Your Way Mastercard
1% cash back
CitiCostco Anywhere
0.01X ThankYou points

Booking

USA

Online ShoppingTravel

Date

2026-02-02

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD5.25% Cash Back (With Bonus Earning)

Rewards

5.25 USD

Booking

USA

OTA

Date

2025-12-17fromRedditReddit↗

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.booking.com

Reward Details

Amount

Earning Rate

100 USD1%

Rewards

1 Cash

Additional Notes

Confirmed in Reddit - https://www.reddit.com/r/CreditCards/comments/1d3rgs5/comment/l69hqmz/Read more

Booking

USA

Online ShoppingTravel

Date

2025-10-03

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.booking.com

Reward Details

Amount

Earning Rate

100 USD3% Cash Back (With Bonus Earning)

Rewards

3 USD

Booking

USA

Online purchaseTravel

Date

2025-09-24

Giftcard Purchased

No

Purchase Type

🌐

Online Purchase

https://www.booking.com

Reward Details

Amount

Earning Rate

80 USD1% Cash Back

Rewards

800 Shop Your Way Points

Quick Rewards Guide for Booking

💡 Top Performing Card: The community-verified best credit card for Booking purchases is the Bank of America Customized Cash Rewards. Transactions on this card consistently earn 5.25% cash back (With Bonus Earning) by coding in the "Online Shopping, Travel" category.

🔍 Merchant Category Coding (MCC): Booking transactions most frequently code as "Online Shopping, Travel" (or sometimes "OTA / Online purchase,Travel"). Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Booking, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Booking code as on credit cards?

Based on community data points, Booking transactions primarily code under the "Online Shopping, Travel" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Booking?

The Bank of America Customized Cash Rewards is highly recommended, as it has been verified to earn 5.25% cash back (With Bonus Earning) on Booking. Any card offering 3% or more cash back (or 3x points) on "Online Shopping, Travel" purchases will also deliver excellent value.

Q:Does Booking code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Booking usually codes as "Online Shopping, Travel" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.