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Appfolio Rewards Guide

2 data points

Top Credit Card by Earning Rate at Appfolio

Bank of AmericaCustomized Cash Rewards
3% cash back

AppFolio

USA

Online Shopping

Date

2025-07-05fromDoctor of CreditDoctor of Credit↗

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3x-with-bank-of-america-cash-rewards/#comment-2092941 - Paid rent via AppFolio and counted as online shopping for CCR VisaRead more

AppFolio

USA

Online Shopping

Date

2024-12-18fromDoctor of CreditDoctor of Credit↗

Giftcard Purchased

No

Purchase Type

📱

App Purchase

Reward Details

Amount

Earning Rate

100 USD3% Cash Back

Rewards

3 USD

Additional Notes

Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/which-online-retailers-earn-3x-with-bank-of-america-cash-rewards/#comment-1971914 - I paid my rent through AppFolio using my CCR MC and it qualified for the higher “online” CB rateRead more

Quick Rewards Guide for Appfolio

💡 Top Performing Card: The community-verified best credit card for Appfolio purchases is the Bank of America Customized Cash Rewards. Transactions on this card consistently earn 3% cash back by coding in the "Online Shopping" category.

🔍 Merchant Category Coding (MCC): Appfolio transactions most frequently code as "Online Shopping". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.

💳 Maximize Online & App Bookings: For online or mobile app purchases at Appfolio, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.

Frequently Asked Questions

Q:What category does Appfolio code as on credit cards?

Based on community data points, Appfolio transactions primarily code under the "Online Shopping" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.

Q:Which credit card is best to use at Appfolio?

The Bank of America Customized Cash Rewards is highly recommended, as it has been verified to earn 3% cash back on Appfolio. Any card offering 3% or more cash back (or 3x points) on "Online Shopping" purchases will also deliver excellent value.

Q:Does Appfolio code differently depending on the card network?

Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Appfolio usually codes as "Online Shopping" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.