📊1 community entry
| Posted At | Retailer | Card | Category | Amount | Rewards | |
|---|---|---|---|---|---|---|
| 2025-06-18 | In-Store•China | via Alipay | Online Grocery | $20.00 | 3X 60Ultimate Rewards Points |
Bank & Card
Chase Sapphire Preferred(Alipay)
Date
2025-06-18
Giftcard Purchased
Purchase Type
In-Store Purchase
Reward Details
Amount
Earning Rate
Rewards
60 Ultimate Rewards Points
💡 Top Performing Card: The community-verified best credit card for Aldi Supermarket purchases is the Chase Sapphire Preferred. Transactions on this card consistently earn 3X Ultimate Rewards points by coding in the "Online Grocery" category.
🔍 Merchant Category Coding (MCC): Aldi Supermarket transactions most frequently code as "Online Grocery". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at Aldi Supermarket, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Based on community data points, Aldi Supermarket transactions primarily code under the "Online Grocery" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
The Chase Sapphire Preferred is highly recommended, as it has been verified to earn 3X Ultimate Rewards points on Aldi Supermarket. Any card offering 3% or more cash back (or 3x points) on "Online Grocery" purchases will also deliver excellent value.
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While Aldi Supermarket usually codes as "Online Grocery" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.
