Verified Category & Rewards Summary

4 Data Points

What Category Does Home Depot Code As on Citi ThankYou Mastercard?

Home Depot most commonly codes as Home Improvement2 of 4 reports (50%)

Across 4 verified community data points, Home Depot (USA) purchases on the Citi ThankYou Mastercard most frequently code as Home Improvement (50% of reports), earning up to 1X ThankYou Points. Other reported categories include Online Purchases (1 report), Online Purchase, Home Improvement (1 report).

Most Reported Category

Home Improvement

50% (2/4 reports)

Earning Rate

1X

ThankYou Points

Community Reports

4 Reports

Online, In-Store

Last Verified

2026-07-11

Via Card

Reported Category Breakdown

Home Improvement2 DPs (50%) · 1X ThankYou points
Online Purchases1 DP (25%) · 1X ThankYou points
Online Purchase, Home Improvement1 DP (25%) · 1X ThankYou points

Verified Community Submissions (4)

Sorted newest first
Home Improvement1XBonus: false
Verified 2026-07-11·from FlyerTalk ↗
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 100 ThankYou Points
Gift Card / ReloadNo
Confirmed in Flyertalk - https://www.flyertalk.com/forum/37835833-post801.html - Ordering online for in-store pickup at Home Depot does not count as online
Online Purchases1XBonus: false
Verified 2026-07-08·from FlyerTalk ↗
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 100 ThankYou Points
Gift Card / ReloadHome Depot
Confirmed in Flyertalk - https://www.flyertalk.com/forum/37831603-post785.html - Purchased a $100 eGift card from HomeDepot.com and that went through
Home Improvement1X
Verified 2026-02-04
Purchase TypeIn-Store (USA)
Paid ThroughCard
Amount & Rewards$206.95 → 206.95 ThankYou Points
Gift Card / ReloadMastercard
Online PurchaseHome Improvement1X
Verified 2026-01-23
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$200.00 → 200 ThankYou Points
Gift Card / ReloadDelta

❓ Frequently Asked Questions

What category does Home Depot code as on Citi ThankYou Mastercard?▼

Based on 4 verified community data points (50% reporting Home Improvement), Home Depot online purchases code as Home Improvement on the Citi ThankYou Mastercard.

How many points or cash back do you earn at Home Depot with Citi ThankYou Mastercard?▼

You earn 1X on Home Depot purchases with the Citi ThankYou Mastercard, as it codes as Home Improvement.

Does Home Depot code consistently as Home Improvement?▼

Community reports indicate varying categories depending on purchase method or merchant terminal:

  • Home Improvement: 50% (2 reports) — earns 1X ThankYou points
  • Online Purchases: 25% (1 report) — earns 1X ThankYou points
  • Online Purchase, Home Improvement: 25% (1 report) — earns 1X ThankYou points