Verified Category & Rewards Summary
2 Data PointsWhat Category Does Costco Code As on Chase Freedom Flex?
Costco most commonly codes as Wholesale Clubs1 of 2 reports (50%)
Across 2 verified community data points, Costco (USA) purchases on the Chase Freedom Flex most frequently code as Wholesale Clubs (50% of reports), earning up to 1X Ultimate Rewards Points. Other reported categories include Warehouse Clubs (1 report).
Most Reported Category
Wholesale Clubs
50% (1/2 reports)
Earning Rate
1X
Ultimate Rewards Points
Community Reports
2 Reports
In-Store, In-store
Last Verified
2025-12-03
Via Card
Reported Category Breakdown
Wholesale Clubs1 DP (50%) · 1X Ultimate Rewards points
Warehouse Clubs1 DP (50%) · 1X Ultimate Rewards points
Verified Community Submissions (2)
Sorted newest firstWholesale Clubs1X
Verified 2025-12-03
Purchase TypeIn-Store (USA)
Paid ThroughCard
Amount & Rewards$50.00 → 50 Ultimate Rewards Points
Gift Card / ReloadNo
Excluded from Chase department store category — earns 1 point instead of the Q4 5% department store bonus.
Warehouse Clubs1X
Verified 2025-07-15
Purchase TypeIn-store (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 100 Ultimate Rewards Points
Gift Card / ReloadNo
❓ Frequently Asked Questions
What category does Costco code as on Chase Freedom Flex?▼
Based on 2 verified community data points (50% reporting Wholesale Clubs), Costco in-store purchases code as Wholesale Clubs on the Chase Freedom Flex.
How many points or cash back do you earn at Costco with Chase Freedom Flex?▼
You earn 1X on Costco purchases with the Chase Freedom Flex, as it codes as Wholesale Clubs.
Does Costco code consistently as Wholesale Clubs?▼
Community reports indicate varying categories depending on purchase method or merchant terminal:
- Wholesale Clubs: 50% (1 report) — earns 1X Ultimate Rewards points
- Warehouse Clubs: 50% (1 report) — earns 1X Ultimate Rewards points