1 data point
| Posted At | Retailer | Card | Category | Rewards | |
|---|---|---|---|---|---|
🌐Online•USA | Does not count for 5x, Confirmed in Doctor Of Credit - https://www.doctorofcredit.com/payments-workshop/Read more | 100% 100Cash($100.00) |
Bank & Card
Date
Giftcard Purchased
Purchase Type
Online Purchase
Reward Details
Amount
Earning Rate
Rewards
100 Cash
Additional Notes
💡 Primary Spending Category: The community most frequently reports using the Chase Ink Plus/Cash for "Other" transactions.
🚀 Top Earning Rate: Verified community purchases show this card earning up to 100% cash back on high-reward category transactions.
🛒 Verified Merchants: Swipe Smart users have successfully logged card data points at popular stores including Metro by T-mobile. Checking merchant coding prior to shopping ensures you trigger top tier category multipliers.
Based on verified community transactions, the Chase Ink Plus/Cash yields the best return when used for "Other" transactions.
Credit card rewards depend on the store’s Merchant Category Code (MCC). Always check Swipe Smart before purchase to verify how the retailer is registered (e.g. as groceries, dining, or travel) to ensure the transaction triggers the card’s multiplier categories.
Yes. Paying through digital wallets like Apple Pay usually preserves the merchant's original category code. However, payment processors like PayPal or third-party delivery apps (e.g., Instacart, UberEats) may alter the merchant category code, sometimes overriding your card's standard multipliers.
Complete summary of how every tested merchant codes and earns rewards on the Chase Ink Plus/Cash.
