1 data point
| Posted At | Retailer | Card | Category | Rewards | |
|---|---|---|---|---|---|
2026-09-30 | 🛒In-Store•China | Restaurants | 3X 15Ultimate Rewards Points($5.00) |
China
Bank & Card
Chase Sapphire Preferredvia 
WeChat Pay
Date
Giftcard Purchased
Purchase Type
In-Store Purchase
Reward Details
Amount
Earning Rate
Rewards
15 Ultimate Rewards Points
💡 Top Performing Card: The community-verified best credit card for 牛街洪记 purchases is the Chase Sapphire Preferred. Transactions on this card consistently earn 3X Ultimate Rewards points by coding in the "Restaurants" category.
🔍 Merchant Category Coding (MCC): 牛街洪记 transactions most frequently code as "Restaurants". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at 牛街洪记, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Based on community data points, 牛街洪记 transactions primarily code under the "Restaurants" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
The Chase Sapphire Preferred is highly recommended, as it has been verified to earn 3X Ultimate Rewards points on 牛街洪记. Any card offering 3% or more cash back (or 3x points) on "Restaurants" purchases will also deliver excellent value.
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While 牛街洪记 usually codes as "Restaurants" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.
