📊1 community entry
| Posted At | Retailer | Card | Category | Amount | Rewards | |
|---|---|---|---|---|---|---|
| 2026-05-17 | In-Store•China | via WeChat Pay | Dining | $50.00 | 3% Cash Back 1.5USD |
China
Bank & Card
Capital One Savor Rewards(WeChat Pay)
Date
2026-05-17
Giftcard Purchased
Purchase Type
In-Store Purchase
Beijing
Reward Details
Amount
Earning Rate
Rewards
1.5 USD
💡 Top Performing Card: The community-verified best credit card for 海底捞 purchases is the Capital One Savor Rewards. Transactions on this card consistently earn 0.03X miles by coding in the "Dining" category.
🔍 Merchant Category Coding (MCC): 海底捞 transactions most frequently code as "Dining". Ensure your chosen card offers high multiplier rewards for this category to maximize your cash back or travel points.
💳 Maximize Online & App Bookings: For online or mobile app purchases at 海底捞, checkout options like PayPal, Apple Pay, or purchasing digital gift cards can sometimes trigger alternative bonus categories (like 5% quarterly rotating categories) that outperform standard card multipliers.
Based on community data points, 海底捞 transactions primarily code under the "Dining" category. However, coding can vary depending on whether the purchase is made online, through a third-party gateway, or via an app.
The Capital One Savor Rewards is highly recommended, as it has been verified to earn 0.03X miles on 海底捞. Any card offering 3% or more cash back (or 3x points) on "Dining" purchases will also deliver excellent value.
Yes, Visa, Mastercard, American Express, and Discover maintain separate merchant category databases. While 海底捞 usually codes as "Dining" consistently, international purchases or transactions paid through digital wallets may experience slight category variations.
