Verified Category & Rewards Summary

3 Data Points

What Category Does Target Code As on Citi Shop Your Way Mastercard?

Target most commonly codes as Retail2 of 3 reports (67%)

Across 3 verified community data points, Target (USA) purchases on the Citi Shop Your Way Mastercard most frequently code as Retail (67% of reports), earning up to 1% Cash Back Shop Your Way Points. Other reported categories include Discount Stores, Retail (1 report).

Most Reported Category

Retail

67% (2/3 reports)

Earning Rate

1% Cash Back

Shop Your Way Points

Community Reports

3 Reports

In-Store, Online

Last Verified

2025-09-24

Via Card

Reported Category Breakdown

Retail2 DPs (67%) · 1% cash back
Discount Stores, Retail1 DP (33%) · 1% cash back

Verified Community Submissions (3)

Sorted newest first
Retail1% Cash Back
Verified 2025-09-24
Purchase TypeIn-Store (USA)
Paid ThroughCard
Amount & Rewards$200.00 → 2000 Shop Your Way Points
Gift Card / ReloadNo
Retail1% Cash Back
Verified 2025-09-24
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$200.00 → 2000 Shop Your Way Points
Gift Card / ReloadUber
Discount StoresRetail1% Cash Back
Verified 2025-08-06
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$800.00 → 8000 Shop Your Way Points
Gift Card / ReloadTarget

❓ Frequently Asked Questions

What category does Target code as on Citi Shop Your Way Mastercard?▼

Based on 3 verified community data points (67% reporting Retail), Target in-store purchases code as Retail on the Citi Shop Your Way Mastercard.

How many points or cash back do you earn at Target with Citi Shop Your Way Mastercard?▼

You earn 1% Cash Back on Target purchases with the Citi Shop Your Way Mastercard, as it codes as Retail.

Does Target code consistently as Retail?▼

Community reports indicate varying categories depending on purchase method or merchant terminal:

  • Retail: 67% (2 reports) — earns 1% cash back
  • Discount Stores, Retail: 33% (1 report) — earns 1% cash back