Verified Category & Rewards Summary

2 Data Points

What Category Does Costco Code As on Citi Shop Your Way Mastercard?

Costco most commonly codes as Online Purchase, Wholesale Club1 of 2 reports (50%)

Across 2 verified community data points, Costco (USA) purchases on the Citi Shop Your Way Mastercard most frequently code as Online Purchase, Wholesale Club (50% of reports), earning up to 1% Cash Back Shop Your Way Points. Other reported categories include Online Purchase (1 report).

Most Reported Category

Online Purchase, Wholesale Club

50% (1/2 reports)

Earning Rate

1% Cash Back

Shop Your Way Points

Community Reports

2 Reports

Online

Last Verified

2025-12-08

Via Card

Reported Category Breakdown

Online Purchase, Wholesale Club1 DP (50%) · 1% cash back
Online Purchase1 DP (50%) · 1% cash back

Verified Community Submissions (2)

Sorted newest first
Online PurchaseWholesale Club1% Cash Back
Verified 2025-12-08·from Doctor of Credit ↗
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 1000 Shop Your Way Points
Gift Card / ReloadNo
Online Purchase1% Cash Back
Verified 2025-09-24
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 1000 Shop Your Way Points
Gift Card / ReloadUber

❓ Frequently Asked Questions

What category does Costco code as on Citi Shop Your Way Mastercard?▼

Based on 2 verified community data points (50% reporting Online Purchase, Wholesale Club), Costco online purchases code as Online Purchase, Wholesale Club on the Citi Shop Your Way Mastercard.

How many points or cash back do you earn at Costco with Citi Shop Your Way Mastercard?▼

You earn 1% Cash Back on Costco purchases with the Citi Shop Your Way Mastercard, as it codes as Online Purchase, Wholesale Club.

Does Costco code consistently as Online Purchase, Wholesale Club?▼

Community reports indicate varying categories depending on purchase method or merchant terminal:

  • Online Purchase, Wholesale Club: 50% (1 report) — earns 1% cash back
  • Online Purchase: 50% (1 report) — earns 1% cash back