How many points do you earn at Costco with Chase Freedom Flex?

You earn 1X Ultimate Rewards points on Costco purchases with the Chase Freedom Flex, as it codes as Wholesale Clubs.

You earn 1X Ultimate Rewards points on Costco purchases with the Chase Freedom Flex, as it codes as Wholesale Clubs.

Swipe Smart

Costco in-store purchases code as Wholesale Clubs on the Chase Freedom Flex.

Yes, Costco codes as Wholesale Clubs on the Chase Freedom Flex, earning 1X Ultimate Rewards points.

Always pick the right card

Data Point Details

Costco (USA) in-store purchases paid directly with card code as Wholesale Clubs on the Chase Freedom Flex, earning 1X Ultimate Rewards Points.

$50.00

Ultimate Rewards Points

RetailerCostco

CardChase Freedom Flex

Purchase TypeIn-Store

Paid ThroughCard

Gift Card PurchaseNo

Additional NotesExcluded from Chase department store category — earns 1 point instead of the Q4 5% department store bonus.

Retailer CountryUSA

Bank CountryUSA

Submitted On12/3/2025