Verified Category & Rewards Summary
2 Data PointsWhat Category Does Instacart Code As on American Express Gold Card?
Instacart most commonly codes as Grocery1 of 2 reports (50%)
Across 2 verified community data points, Instacart (USA) purchases on the American Express Gold Card most frequently code as Grocery (50% of reports), earning up to 4X Membership Rewards Points. Other reported categories include Supermarkets (1 report).
Most Reported Category
Grocery
50% (1/2 reports)
Earning Rate
4X
Membership Rewards Points
Community Reports
2 Reports
Online, App
Last Verified
2025-04-22
Via Card
Reported Category Breakdown
Grocery1 DP (50%) · 4X Membership Rewards points
Supermarkets1 DP (50%) · 4X Membership Rewards points
Verified Community Submissions (2)
Sorted newest firstGrocery4X
Purchase TypeOnline (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 400 Membership Rewards Points
Gift Card / ReloadNo
Website:https://www.instacart.com
Supermarkets4X
Purchase TypeApp (USA)
Paid ThroughCard
Amount & Rewards$100.00 → 400 Membership Rewards Points
Gift Card / ReloadNo
❓ Frequently Asked Questions
What category does Instacart code as on American Express Gold Card?▼
Based on 2 verified community data points (50% reporting Grocery), Instacart online purchases code as Grocery on the American Express Gold Card.
How many points or cash back do you earn at Instacart with American Express Gold Card?▼
You earn 4X on Instacart purchases with the American Express Gold Card, as it codes as Grocery.
Does Instacart code consistently as Grocery?▼
Community reports indicate varying categories depending on purchase method or merchant terminal:
- Grocery: 50% (1 report) — earns 4X Membership Rewards points
- Supermarkets: 50% (1 report) — earns 4X Membership Rewards points