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What Category Does Costco Code As on Chase Freedom Flex?

Answer: Costco codes as Wholesale Clubs category and earns 1X Ultimate Rewards Points

Costco (USA) in-store purchases paid directly with card code as Wholesale Clubs category on the Chase Freedom Flex, earning 1X Ultimate Rewards Points.

Category

Wholesale Clubs

Amount

$50

Rewards

50Ultimate Rewards Points

Earning Rate

1X

RetailerCostco
Credit CardFreedom Flex
BankChase
Purchase TypeIn-Store
Paid ThroughCard
Retailer CountryUSA
Bank CountryUSA
Additional NotesExcluded from Chase department store category — earns 1 point instead of the Q4 5% department store bonus.

Submitted on 12/3/2025