📊1 community entry
| Posted At | Retailer | Card | Category | Amount | Rewards | |
|---|---|---|---|---|---|---|
| 2025-10-15 | App•USA | Fast Food | $100.00 | 5% (With Bonus Earning) 5Cash |
USA
Bank & Card
Date
2025-10-15
Giftcard Purchased
Purchase Type
App Purchase
https://www.starbucks.com
Reward Details
Amount
Earning Rate
Rewards
5 Cash
💡 Primary Spending Category: The community most frequently reports using the US Bank Cash+ for "Fast Food" transactions.
🚀 Top Earning Rate: Verified community purchases show this card earning up to 5% cash back on high-reward category transactions.
🛒 Verified Merchants: Swipe Smart users have successfully logged card data points at popular stores including Starbucks. Checking merchant coding prior to shopping ensures you trigger top tier category multipliers.
Based on verified community transactions, the US Bank Cash+ yields the best return when used for "Fast Food" transactions.
Credit card rewards depend on the store’s Merchant Category Code (MCC). Always check Swipe Smart before purchase to verify how the retailer is registered (e.g. as groceries, dining, or travel) to ensure the transaction triggers the card’s multiplier categories.
Yes. Paying through digital wallets like Apple Pay usually preserves the merchant's original category code. However, payment processors like PayPal or third-party delivery apps (e.g., Instacart, UberEats) may alter the merchant category code, sometimes overriding your card's standard multipliers.
